Key Facts About Workers' Compensation Claims You Need To Know If You've Been Injured At Work
Injuries sustained while working can consume a significant portion of your finances, making it difficult to give your family a comfortable life. Workers' compensation insurance should cover all your medical expenses and other payments associated with your accident. However, getting rightful compensation is not always easy. Unfortunately, the insurer handling your claim may use delaying tactics or accuse you of causing the accident in an effort to deny you your rightful payment. If this happens, you need the assistance of a professional workers' compensation lawyer to help you get justice. First, however, you need to ask them the following questions to enable you to know what to expect in your claim.
Does Your Case Meet The Required Threshold?
It may be a waste of time and resources if you file a compensation claim that does not meet the required threshold. In such a case, the court might throw out your lawsuit, blowing your chance of getting compensation. It would help if you asked your lawyer whether you stand any chance of filing a lawsuit in court. Your lawyer will evaluate your case to determine whether you committed a crime or violated the company policies preceding the accident. If this is the case, they will know what strategies to use when dealing with the insurance company. This will give you a chance to get the payment you deserve.
What Are Some Reasons The Insurer Might Deny Your Claim?
The insurance company might deny your claim if you fail to follow all the requirements. This includes failing to notify your employer within the specified time that you suffered an on-the-job injury. The court may also throw out your case if you don't provide sufficient evidence to support your claim. You might also fail to receive rightful compensation if your employer claims that you had pre-existing injuries before your accident.
A professional workers' compensation lawyer can help you get justice in these situations. First, they will help you get a comprehensive medical examination to prove that you sustained injuries at work. The medical report will also help to prove that the accident made your pre-existing injuries worse, affecting your ability to work. They will then get witness statements, and any other information they feel will help them get you an acceptable payment.
Suffering a work injury should not subject you to a financial situation that you may never be able to recover from. Instead, contact a workers' compensation lawyer to help you get compensation. First, however, ask them the questions above and any other you feel will help you get clarity on the information you need. Then, provide all the information your lawyer requires to enable them to file a strong claim and help you get an acceptable payment.